Welcome to 1-Cash – Your Trusted 24 Hours Licensed Money Lender in Tampines

typcn_tick  Quick Approval

typcn_tick  Flexible Terms

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17+ Years Empowering Financial Futures: 1-Cash's Expertise

For over 17 years, 1-Cash has been a steadfast presence in the moneylending industry, assisting thousands of individuals with financial solutions. As a licensed private money lender in Singapore, our experienced loan consultants are dedicated to helping you manage and plan your finances effectively, ensuring a secure future.

A female loan consultant smiling while showing a thumbs up, representing 1-Cash’s steadfastness as a licensed loan company

Our Commitment

1-Cash is not just about loans; it’s about responsible financial empowerment. As a legal money lender in Tampines with a heart, we collaborate with social service agencies to aid those facing financial challenges.

Our mission extends to educating and protecting vulnerable individuals from scams, enabling them to make informed decisions.

A female financial staff from a legal loan company in Singapore with a beaming smile

Why Choose Us

We are a licensed Tampines money lender that takes regulatory compliance seriously, with annual reviews by the Ministry of Law (Mlaw) to ensure the highest standards.

A legal loan company in Singapore, we are committed to meeting your needs; no matter whether you’re seeking inclusive financial assistance, personalised repayment plans, or convenient accessibility, 1-Cash is here for you.

Our central Tampines location, a mere 100 metres from Tampines MRT, ensures easy access whenever you need us.

Join us at 1-Cash —a credible 24 hours Tampines money lender in eastern Singapore— and embark on a journey to a brighter financial future.

*Note: You may submit your online loan applications anywhere, anytime on our website 24/7 as we are a 24 hours money lender in Singapore. You will still need to visit our loan company in Singapore for an in-person appointment.

A loan consultant happily chatting with a borrower at 1-Cash’s office in Tampines

Customer Reviews

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Our Office

1-Cash loan consultants' workspace where they do identity verification and provide custom loan packages
Red cushioned benches in the waiting area of this top Tampines money lender's office
A close up of this Tampines money lender's workspace area where loan-related queries are carefully addressed

Range of Loan Options

A female loan staff with folded arms smiles widely, ready to help any customer in need

Personal Loans

Renovation Loans

Debt Consolidation Loans

Wedding Loans

Emergency Loans

Payday Loans

Medical Loans

Business Loans

Features and Benefits

A percentage icon on a graph showing a downward trend, representing low interest rates offered by this licensed money lender in Tampines

Low interest rates:
1 - 3.88% monthly*

A simple calendar icon representing the flexible repayment plans that this licensed money lender in Tampines can offer

Flexible repayment plans:
Up to 12 months or more*

A graph with upward trend on credibility representing this Tampines money lender that offers transparent fees with no hidden costs

Transparent pricing: No
hidden fees

A clock, document, and pen showing how this legal money lender in Tampines provides speedy loan approval

Quick approval:
Get approved in as little as
20 mins

*Terms and Conditions Apply

How to apply?

Submit the online application form using Singpass. Alternatively, you can visit our loan company in Singapore in person to apply.

A Singpass button which presents an alternative way for borrowers to submit a loan application

Await a call from our loan officer to arrange an appointment at our office.

A loan consultant addressing an enquiry from a borrower to schedule an appointment at the lender’s office

Receive approval during your office visit and proceed to sign the contract.

A building beside a document and a pen signifying the appointment day for identity verification and loan approval at a lender’s office

Obtain your loan either through a bank transfer or in cash.

A money bag in the palm of a lender’s hand representing two fund disbursement options; bank transfer or cash

List of Required Documents:

For Singaporeans

A male Singaporean borrower beaming with joy having fulfilled the requirements of a loan application
A male Singaporean borrower beaming with joy having fulfilled the requirements of a loan application

Employees

Self-employed

For foreigners

A female foreigner borrower grinning and showing a thumbs up sign for meeting the loan application requirements
A female foreigner borrower grinning and showing a thumbs up sign for meeting the loan application requirements

Employees or Self-employed

FAQs

Eligibility:

  • Age: 18 to 65 years old
  • Open to applicants with poor credit history or low credit scores
  • Available to Singaporeans, Permanent Residents and foreigners across all types of work passes
  • Suitable for employees, self-employed individuals, and business owners
  • Applications from gig workers (e.g. food delivery riders, PHV drivers), freelancers (e.g. coaches, tutors), and commission-based agents (e.g. property agents, insurance agents) are welcomed
Borrower’s annual income Singapore Citizens and Permanent Residents Foreigners residing in Singapore
Less than $10,000 $3,000 $500
At least $10,000 and less than $20,000 $3,000 $3,000
At least $20,000 6 times monthly income 6 times monthly income

No. Starting from 1 October 2015, money lenders are restricted to charging the following fees only:

  • A fee not surpassing $60 for every month of late repayment
  • A fee not surpassing 10% of the principal loan amount upon loan approval
  • Legal costs as ordered by the court for successful loan recovery claims by the money lender

A maximum late interest rate of 4% per month for overdue repayment, along with a fee not exceeding $60 for each month of late payment, will be charged.

Absolutely, safeguarding your personal information is a top priority for us. We have implemented stringent security measures and advanced technology to ensure the confidentiality and protection of your data. Our systems are regularly updated and monitored to guard against unauthorised access. We adhere to strict data privacy laws and industry standards to maintain the highest level of security. Rest assured that your information is handled with the utmost care, and we are committed to maintaining a secure environment for all your interactions with us.

Payment records will be reported to MLCB (Moneylenders Credit Bureau), but they will not be reported to CBS (Credit Bureau Singapore).

You can choose to get in touch with social service agencies, which are dedicated to aiding individuals in overcoming substantial debt challenges. They provide extensive guidance on credit management, credit counselling, and, when applicable, assistance in negotiating debt repayment plans with creditors.

Yes, you can apply for multiple loans even if you have an existing loan with us. However, we advise you to carefully manage your finances to avoid borrowing beyond your means.

Apart from a rapidly snowballing debt, a negative mark in your MLCB Loan Information Report and likely lower chances of future loan approvals, you may have to face legal proceedings for defaulting on your loan.