Welcome to 1-Cash – Your Trusted 24 Hours Licensed Money Lender in Tampines
Quick Approval
Flexible Terms
Transparent Rates
17+ Years Empowering Financial Futures: 1-Cash's Expertise
For over 17 years, 1-Cash has been a steadfast presence in the moneylending industry, assisting thousands of individuals with financial solutions. As a licensed private money lender in Singapore, our experienced loan consultants are dedicated to helping you manage and plan your finances effectively, ensuring a secure future.
Our Commitment
1-Cash is not just about loans; it’s about responsible financial empowerment. As a legal money lender in Tampines with a heart, we collaborate with social service agencies to aid those facing financial challenges.
Our mission extends to educating and protecting vulnerable individuals from scams, enabling them to make informed decisions.
Why Choose Us
We are a licensed Tampines money lender that takes regulatory compliance seriously, with annual reviews by the Ministry of Law (Mlaw) to ensure the highest standards.
A legal loan company in Singapore, we are committed to meeting your needs; no matter whether you’re seeking inclusive financial assistance, personalised repayment plans, or convenient accessibility, 1-Cash is here for you.
Our central Tampines location, a mere 100 metres from Tampines MRT, ensures easy access whenever you need us.
Join us at 1-Cash —a credible 24 hours Tampines money lender in eastern Singapore— and embark on a journey to a brighter financial future.
*Note: You may submit your online loan applications anywhere, anytime on our website 24/7 as we are a 24 hours money lender in Singapore. You will still need to visit our loan company in Singapore for an in-person appointment.
Customer Reviews
Our Office
Range of Loan Options
Personal Loans
Renovation Loans
Debt Consolidation Loans
Wedding Loans
Emergency Loans
Payday Loans
Medical Loans
Business Loans
Features and Benefits
Low interest rates:
1 - 3.88% monthly*
Flexible repayment plans:
Up to 12 months or more*
Transparent pricing: No
hidden fees
Quick approval:
Get approved in as little as
20 mins
*Terms and Conditions Apply
How to apply?
Submit the online application form using Singpass. Alternatively, you can visit our loan company in Singapore in person to apply.
Receive approval during your office visit and proceed to sign the contract.
Obtain your loan either through a bank transfer or in cash.
List of Required Documents:
For Singaporeans
Employees
- Original IC
- Your Singpass credentials
Self-employed
- Original IC
- Your Singpass credentials
-
Proof of income
(e.g., bank statements, income slips, etc.)
For foreigners
Employees or Self-employed
- Your Singpass credentials
- Work Pass
- Utility bill
- Proof of income (e.g., bank statements, income slips, etc.)
FAQs
Eligibility:
- Age: 18 to 65 years old
- Open to applicants with poor credit history or low credit scores
- Available to Singaporeans, Permanent Residents and foreigners across all types of work passes
- Suitable for employees, self-employed individuals, and business owners
- Applications from gig workers (e.g. food delivery riders, PHV drivers), freelancers (e.g. coaches, tutors), and commission-based agents (e.g. property agents, insurance agents) are welcomed
| Borrower’s annual income | Singapore Citizens and Permanent Residents | Foreigners residing in Singapore |
|---|---|---|
| Less than $10,000 | $3,000 | $500 |
| At least $10,000 and less than $20,000 | $3,000 | $3,000 |
| At least $20,000 | 6 times monthly income | 6 times monthly income |
No. Starting from 1 October 2015, money lenders are restricted to charging the following fees only:
- A fee not surpassing $60 for every month of late repayment
- A fee not surpassing 10% of the principal loan amount upon loan approval
- Legal costs as ordered by the court for successful loan recovery claims by the money lender
A maximum late interest rate of 4% per month for overdue repayment, along with a fee not exceeding $60 for each month of late payment, will be charged.
Absolutely, safeguarding your personal information is a top priority for us. We have implemented stringent security measures and advanced technology to ensure the confidentiality and protection of your data. Our systems are regularly updated and monitored to guard against unauthorised access. We adhere to strict data privacy laws and industry standards to maintain the highest level of security. Rest assured that your information is handled with the utmost care, and we are committed to maintaining a secure environment for all your interactions with us.
You can choose to get in touch with social service agencies, which are dedicated to aiding individuals in overcoming substantial debt challenges. They provide extensive guidance on credit management, credit counselling, and, when applicable, assistance in negotiating debt repayment plans with creditors.
Yes, you can apply for multiple loans even if you have an existing loan with us. However, we advise you to carefully manage your finances to avoid borrowing beyond your means.
Apart from a rapidly snowballing debt, a negative mark in your MLCB Loan Information Report and likely lower chances of future loan approvals, you may have to face legal proceedings for defaulting on your loan.